Credit Analyst / Junior Specialist Credit, Tenancy & Insurance (m/f/d)

Deutsche Pfandbriefbank AG (pbb) is an international specialiced commercial bank with over 800 employees from 45 countries. We offer our customers a wide range of financing and investment solutions for the entire real estate value chain. Our goal is to contribute to a more sustainable world of real estate.

For our Loan Management business area based in Madrid, we are currently seeking to hire, with immediate effect, a

Credit Analyst / Junior Specialist Credit, Tenancy & Insurance (m/f/d)

Your tasks

• Implementation of customer-oriented support and services for the sales units incl. internal and external communication (e.g. data capturing of rent rolls and insurance contracts as well as other administrative services).
• Adhering to defined standards for data quality in the core banking and processing systems in a uniform approach and compliance with internal processes and external regulatory requirements.
• In-depth financial analysis of different counterparties of the bank such as borrower companies (SPVs, corporate investors and developers), sponsors, guarantors and tenants.
• Ongoing Secondary Risk Management of risk-relevant tenants (i.e. Tenant Ratings).
• Project work in an international environment for alignment of processes and work simplifications to further improve workflow efficiency (e.g. usage of AI).

How to convince us

• Completed degree in economics or law or comparable training acquired in practice (e.g. banking apprenticeship, banking specialist).
• Experience in corporate finance and/or commercial real estate finance, ideally in complex international transaction are of advantage.
• Knowledge of and experience in credit risk management tools, especially financial analysis of different counterparties and their business models in different industries.
• Analytical skills respectively understanding for credit relevant parameters as well as general knowledge of the relevant regulatory requirements.
• Market and industry knowledge in the relevant (real estate) markets.
• High level of IT skills for standard bank systems (SAP) and workflow tools (Credit Workplace, FSS, etc.).
• Business fluent in English and Spanish; other language skills, especially German or French, are an advantage.

Our values

We live our values and expect the same attitude from our employees. Together, we are future-oriented, reliable, and collaborative.

What you can expect

With us, you will encounter a sustainable corporate culture, diverse and challenging projects, as well as plenty of creative freedom and flexibility.

And what else?

• Compelling compensation & great benefits
• Family-friendly working conditions with at least two days remote working
• Attractive, easy‑to‑reach locations