Trade Payables Product VP

This position is at Santander

The selection process will be fully managed by Santander.

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Trade Payables Product VP Country: Spain **IT STARTS HERE** Santander ( is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. **Santander Corporate & Investment Banking (Santander CIB)** is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs. **THE DIFFERENCE YOU MAKE** **SCIB** is looking for a **Trade Payables Product VP** based out of **Boadilla del Monte, Madrid.** We are seeking a highly motivated VP to join our Global Trade Payables team. The Global Trade Payables team is responsible for the development and commercialization of a broad range of payables solutions, with Supply Chain Finance being a key pillar. The ideal candidate will contribute to the development of innovative solutions across Global Trade Payables solutions, including Supply Chain Finance (Confirming, Purchase Order Finance, Dynamic Discounting, Deep Tier SCF), among others. We’re shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: * **Product Development**: Design, develop, and manage Trade Payables products; identify opportunities for improvement and optimization of existing solutions * **Research and Analysis**: * Conduct market research to identify trends and needs; analyze data and customer feedback to improve products. * Industry Awareness: Stay updated on industry trends, technologies, and best practices to ensure our products remain cutting-edge. * **Innovation**: * Implement new technologies and methodologies; foster a culture of innovation; lead brainstorming sessions and workshops. * Apply / consider technology, innovation, and market trends in order to create / design new products for our existing and prospective clients. * **Product execution**: Ability to lead and execute end 2 end new product delivery – including but not limited to; ideation, business case, global strategy, book of work management (coordination, oversight with COO), new product approval (compliance and legal approach) oversight of execution and implementation, go to market strategy – with Origination teams, B&CF teams, PDM teams, clients, geographies, and wider SCIB stakeholders.. * **Origination & Product collaboration**: * Strong Collaboration with Origination teams and other areas of SCIB, both within Transactional banking and other areas (such as COO, Risk, PDM, Legal) to ensure product integration and functionality. * Building and prioritization of product development pipeline. * Support with approach for clients (material, meetings, RFPs, events) * Collaborate with external partners, fintechs/startups, and industry experts for innovative solutions. **WHAT YOU’LL BRING** Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring. The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. **Professional Experience** * At least 5-8 years of experience in front office in a financial institution or equivalent. * Experience in Transaction Banking, Trade Finance, Payables or related will be valuable. **Education** * Bachelor's degree in Finance, Economics, Business Administration, engineering or a related field. * Desired Master's degree in Finance, Business Administration, or a related field. (Preferred) **Languages** * Spanish (proficiency). * English (proficiency). * Knowledge of a third language will be positively valued. **Hard Skills** * Deep knowledge of Trade Payables and Supply Chain Finance solutions (Confirming, PO Finance, Dynamic Discounting, etc..) as well as other payables and working capital solutions beyond traditional SCF structures. * Analytical Skills: Ability to analyze data and conduct market research. * Innovation Mindset: Proven track record of driving innovation and implementing new technologies or methodologies. * Others desired: * Experience / comfort with the application of one or someof the following themes, from a product development perspective: APIs, Blockchain / Digital Assets, Artificial intelligence, and platform-based products, ERPs (SAP, Oracle) or P2P platforms (Ariba, Coupa) * Experience / comfort with capital optimization structures * Experience with regulation as it relates to SCF, capital treatment, etc. **Soft Skills** * Effective communication * Active listening * Problem-solving * Customer orientation * Teamwork * Results orientation **Other Information**: This role requires the ability to travel internationally (when conditions permit) to meet with clients and attend conferences or seminars. **WE VALUE YOUR IMPACT** **Your contribution matters**, and it’s recognized. You can expect a fair, competitive reward package that reflects **the impact you create** and the value you deliver. But we know rewards go beyond numbers. * We’re **enable our teams to go beyond** through global opportunities and broad career paths. * Flexibility that works. Enjoy a **hybrid working models**—some days remote, some days onsite with your team—along with flexible hours. * **Learning for life**. Access hundreds of courses on our platforms, including exclusive access to our global learning space: **Santander Open Academy** ( * Competitive rewards. Receive a **highly competitive salary with performance-based bonuses,** motivating you to keep growing with us. * Financial advantages. Benefit from **preferential banking terms, special interest rates** on loans, life insurance, and more. * Your health is our priority. Through **BeHealthy,** our global wellness programme, we promote **Holistic wellbeing.** * We know **family is everything**. That’s why we offer childcare support and family-friendly programmes tailored to each life stage. * **Always by your side.** Get access to **Santander Contigo**, our program for employees and their families offering legal, emotional, and administrative advisory services. * **Extra benefits**. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. **And that’s only the beginning—we’ll tell you more when you join!** We’re here to **keep you motivated**, help you reach your goals, and celebrate your progress, every step of the way. **LOCAL COMPLIANCE** Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates. **WHAT TO DO NEXT** If this sounds like a role you are interested in, then please apply. **READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?**

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